Today is a big day in the life of Samantha and a big day for this blog in general! After 2 years, 7 months, and 8 days (calculating from when I started this blog on March 1, 2013) I’ve finally paid off all of my debt!
A whomping $70,111 in credit cards, car payments Replica Handbags, medical bills, federal and private student loans! All are out of my life as of TODAY!
Of course I’m going to give you more than just a quick FYI blog post, so I decided to film my final payment and give a full recap of the process I went through to pay off $70k in less than 3 years. I hope to have the video up tomorrow, so stay tuned for that; hopefully the process I took can help out a few of you who are in the same place I’ve been in for years.
Lastly, I owe you all an extreme update on each one of my goals. I’ve been working really hard to stay on top of each goal, so here goes:
I’ve completely paid off all debt! This includes:
- Pay off Credit Card balance of $1,270.05 (28.99% APR) in full by January 31, 2013 ✔
- Pay off Sallie Mae balance of $9,359.21 (10.875% APR) in full by July 31, 2013 ✔
- Pay off Car note balance of $11,951.02 (3.9% APR) in full by December 31, 2013 ✔
- Pay off Student Loan #1 balance of $13,786.28 (7.5% APR) by August 30, 2014 ✔ (Paid off early: July 2014)
- Pay off Student Loan #2 balance of $26,570.32 (7.2% APR) by December 31 Fake Designer Bags, 2015 ✔ (Paid off early, October 2015)
I haven’t done a length check in forever BUT I have been doing super low manipulation styles to my hair for quite a while now and I haven’t put much heat on it all, so I feel like it’s getting close to my goal of waist length. I scheduled an appointment to get my hair done next Saturday and will absolutely do a length check video then to see my progress. Regardless of if I make it to my goal of waist length hair by the end of the year or not, I’m pretty sure I’m going to get a haircut. Mainly because I desperately need to get rid of these split ends, but also because I want some layers!
This is by far the goal I’ve spent the most time on! I’ve been working tirelessly to start Generation Wealthy on a path to becoming the national platform for personal finance educational videos for teens and young adults, and I’m getting dangerously close to achieving this.
I’ve got a dedicated team of 11 people Replica Handbags Replica Handbags, all working on a different aspect of Generation Wealthy (marketing, video content, video creation, graphic design http://www.inhandbag.com, non profit incorporation, etc.) and it looks like we’ll definitely have the business incorporated as a 501c3 by the end of the year. But of course my goal doesn’t stop there! Just incorporating isn’t enough, I’ve got grandiose visions to grow this into the platform every teen and young adult can rely on as a trustworthy resource to understand how to manage their money. It’s all exciting stuff and I’ve got a great team with me, so I’m positive I’ll be able to achieve this goal by the deadline as well.
Happy Friday folks, Happy Financial Freedom Day and stay tuned for a video of me going through the process of paying off my debt (and literally submitting the final payment) very soon!